Credit Challenges & Private Lending
Good credit, bad credit, or limited credit—there may still be a financing path. Hard-to-place financing is an Altafina Capital specialty.
Quick answer: bad credit mortgage
When banks say no, alternative and private mortgage lenders may still approve you based on home equity and repayment ability. Altafina Capital helps clients with bad credit, bankruptcy, or a consumer proposal get financing and build a plan to return to bank rates.
How credit challenges & private lending work with Altafina Capital
We assess equity, income, repayment ability, and the reason behind the credit issue rather than relying on a score alone.
When short-term alternative or private financing is appropriate, we explain the costs, risks, and a realistic path toward future lower-cost financing.
Related topics we help with: private mortgage lender, bankruptcy mortgage, consumer proposal mortgage, alternative lender, hard to place mortgage. Financing is available in Mississauga, the GTA, and across Canada.
Start your applicationCredit Challenges & Private Lending — FAQs
Common questions Canadians ask us about this mortgage solution.